Connecticut law about vehicle insurance
Connecticut law requires that all registered motor vehicles have insurance. Insurance must be maintained at all times when there is an active registration entitling the vehicle to be operated on the public highway. Information concerning the minimum amounts of insurance and other questions relating to automobile insurance may be directed to the Connecticut Insurance Department at (860) 297-3800, for further information, you can call your preferred Connecticut auto insurance.
Connecticut’s mandatory insurance reporting law protects all of us by requiring insurance companies to report records of all cancelled insurance policies. Following a matching process of other active insurance and registration records, vehicles in violation are reported to DMV for administrative action. When you register a vehicle, you must certify insurance coverage. Your signature attests that minimum vehicle liability insurance will be maintained throughout the registration period. Action must be taken by the DMV if this statement is not honored. Connecticut commercial insurance has different rules that you might need to know.
Whenever insurance coverage is cancelled, the DMV is notified by the insurance company and the registrant is mailed a “Warning Notice” offering the opportunity to enter into a consent agreement, obtain insurance and pay a fine of $200. By doing so, no further action will be taken against the registrant as long as insurance is maintained. Failure to comply with the warning notice will result in the mailing of a “Suspension Notice.” At that time, a hearing may be requested. An adverse decision following an administrative hearing will result in:
• Suspension of vehicle’s registration and/or license.
• Loss of all privileges to renew or register ANY motor vehicle.
Please read about Connecticut business insurance if you want to start business in Connecticut.